Debt Collector Cach, LLC, is filing collection lawsuits that are outside the Statue of Limitations and cannot be collected in court. Don't ignore it - let us help!
There are a lot of ways to get out of a debt collection lawsuit, and arguably one of the best is to be outside the "Statute of Limitations."
In Indiana, a business or debt collector has only six (6) years to file a lawsuit on you from the day you last made a payment. This means that if you made your last payment on your credit card on January 1, 2010, the credit card company or a debt collector can only take you to court on it until January 1, 2016. If they file a lawsuit against you after this date an attorney may be able to help you get it dismissed. An attorney may even be able to file a Fair Debt Collection Practices Act lawsuit against the debt collector which may bring you damages of up to $1,000!
A few of our Clients have been calling in reports of lawsuits being filed by Cach, LLC, that are outside the 6 year Statute of Limitations. Even though the records from their banks state the last payments were made in 2010, Cach, LLC, is making statements in their lawsuits that the Clients had made payments as late as March 2015. Not true!
We've confirmed the paperwork on one of these cases and have already filed a motion to dismiss the case - for a $15,000 debt!
If you are being sued by Cach, LLC, don't worry. Give us a call or drop us an email using our contact form and let us help. Even if your debt falls within the Statute of Limitations, we have many options we can explore to either get rid of the debt entirely or argue the debt down to an amount you can stomach.